Legal

Service providers

Last updated 19 October 2026

Every company that helps us run Mintoo, what it does for us, which personal data it processes and where. We'll update this list before adding a new provider that processes your personal data.

Processors

These companies process personal data on our behalf, only on our instructions and under a data processing agreement.

  • Privy (Privy, Inc.)

    What it does
    Sign-in with email codes and passkeys, and the technology that creates and secures your self-custodial wallet. Sends the sign-in code emails.
    Data
    Email address, sign-in methods, wallet address, IP address and device information. Never a usable copy of your wallet key.
    Location
    USA. EU–US Data Privacy Framework where the provider is certified, otherwise Standard Contractual Clauses.

  • Cloudflare (Turnstile), through Privy

    What it does
    A bot check during sign-in, run by Privy to stop automated sign-ups.
    Data
    IP address and browser signals.
    Location
    Global network, USA company. EU–US Data Privacy Framework where the provider is certified, otherwise Standard Contractual Clauses.

  • Vercel (Vercel Inc.)

    What it does
    Hosts the app and website, runs our servers, keeps short-lived server logs and stores profile photos.
    Data
    Everything sent to our servers while you use Mintoo, IP address, country of connection, profile photos.
    Location
    USA and a global network. EU–US Data Privacy Framework where the provider is certified, otherwise Standard Contractual Clauses.

  • Neon (Neon, Inc.)

    What it does
    Our database: accounts, profiles, friends, chats, requests, balances, payment records and safety signals.
    Data
    The personal data listed in our Privacy policy, except what stays with Privy.
    Location
    Stored in the EU (Frankfurt, Germany). USA company: EU–US Data Privacy Framework where the provider is certified, otherwise Standard Contractual Clauses, where applicable.

  • Resend (Resend, Inc.)

    What it does
    Sends Mintoo's emails: money waiting for you, and security notices about your account.
    Data
    Email address, the content of the email, delivery status.
    Location
    USA. EU–US Data Privacy Framework where the provider is certified, otherwise Standard Contractual Clauses.

  • Ably (Ably Realtime Ltd)

    What it does
    Tells your open app that something changed, so new messages and payments appear without refreshing.
    Data
    An internal account ID and a signal such as “new message”, never the content. IP address when your app connects.
    Location
    United Kingdom. EU adequacy decision for the UK.

  • Helius

    What it does
    Our access point to the Solana network (the test network during the beta): reads balances and sends the payments you approved.
    Data
    Wallet addresses, signed payments (already public on the network), IP address when your app connects.
    Location
    USA. EU–US Data Privacy Framework where the provider is certified, otherwise Standard Contractual Clauses.

  • Web push services (Apple, Google, Mozilla, Microsoft)

    What it does
    Deliver notifications to your device, only if you turn them on. Which one depends on your browser.
    Data
    A push token for your device and an encrypted notification the service can't read.
    Location
    Depends on your browser's vendor, mostly USA. EU–US Data Privacy Framework where the provider is certified, otherwise Standard Contractual Clauses.

Partners acting on their own account

  • Licensed payments and verification partner

    What it does
    Will verify identities and handle adding money and cashing out, under its own licence and terms. We'll name it here before it starts.
    Data
    The details and documents you'll give it directly. We'll receive only the result and your country.
    Location
    Its own privacy policy will apply.

Not service providers

  • Circle Internet Financial Europe SAS

    What it does
    Issuer of EURC, the euro e-money token that makes up your balance. An electronic money institution authorised by the ACPR in France.
    Data
    None from us. We don't share user data with Circle.
    Location
    France.

  • Solana network (test network during the beta)

    What it does
    The public blockchain that records payments, run by independent operators worldwide. Nobody controls it, including us.
    Data
    Wallet addresses, amounts and times of payments, visible to anyone and permanent.
    Location
    Worldwide.

Questions about a provider: office@agentwave.ltd. How we use your data is explained in the Privacy policy.